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Inheritance · Paperwork

Crypto inheritance: what is needed to be able to recover

In an ordinary recovery it is enough to prove the wallet is yours. In an inheritance you must prove two things: that the wallet belonged to the deceased, and that you have the right to inherit it. Without the second, a serious professional cannot help you, however much material you have in front of you.

September 24, 2026 · 5-minute read

Why it is asked for

It isn’t distrust or bureaucracy. Recovering access to a wallet means giving someone control of money that cannot be reversed or reclaimed afterwards. If that person had no right to it, the damage is irreparable and whoever enabled it took part. That is why proof of entitlement is a precondition, not a closing formality.

What documentation is usually needed

  • The death certificate.
  • A document proving you are an heir: a will, a declaration of heirs or the equivalent in your country.
  • Your own identification.
  • If there are several heirs, the agreement or authorisation of the others, or a formalised division.
  • Something linking the wallet to the deceased: emails from the platform where they bought, bank statements of the transfer, the device found among their belongings.
The last point is usually the easiest and the most forgotten. A dated bank statement showing a transfer to a trading platform links the deceased to that money solidly, with no need to touch any device.

If there are several heirs

It is best resolved before starting, not after. A recovery can’t be undone: the moment the wallet opens, somebody has control. If the division isn’t agreed, the prudent thing is to wait until it is, or to carry out the process with everyone’s knowledge. Mixing a technical recovery with an open family dispute is the worst possible combination.

The two routes, again

Where the money wasWho resolves it
On an exchangeThe company itself, through its succession procedure
In a self-custody wallet with a phraseYou, if you find the phrase
In a self-custody wallet without the phraseTechnical recovery, if there is material and entitlement
On a hardware device with no phrase and no PINNobody: there is no way out

The first row isn’t my job and I don’t charge for it: it is a process with the company, usually with a death certificate and probate documents. No outside service can speed it up.

Be wary of anyone offering to «handle the crypto inheritance» for an upfront fee, or of anyone who asks for no documentation at all. If nobody asks for papers, nobody cares whose money it is — and that says a lot about who you are dealing with.

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